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Poor or bad Credit

Having poor or bad credit can often mean that you may have had any of the following:

  • CCJ's
  • Defaults
  • Mortgage arrears
  • IVA's
  • Or no Credit history at all!!

A poor credit rating can often mean that you have done something as minor as making a late payment and not realise it would be significant enough to affect your credit rating, which in turn could get you refused a mortgage.

The Mortgage Junction

HELP IS AT HAND

At the Mortgage Junction we have access to exclusive schemes designed for those that don't fit the High Street lending mould, so whatever type of credit problems you have had, let the Mortgage Junction help try and steer you in the right direction!!

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Credit Problems / Poor or bad Credit - The overall cost for comparison is 9.0% APR. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Important! Please print out our Initial Disclosure Document (IDD).

The Mortgage Junction Ltd is an Appointed Representative of Network Data Ltd which is authorised and regulated by the Financial Services Authority.

Network Data Ltd is entered on the FSA register under reference 300391.

Registered Office: 47 Parliament Row, Parliament Row, Hanley, Stoke on Trent, ST1 1PW. Tel: 01782 205555. Email: info@mortgage-junction.com. Registered in England No. 5151848.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.